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What is FEE‑HELP? | Torrens University Australia

What is FEE‑HELP?

If you have just finished Year 12 and you’re borderline freaking-out about the cost of your further education, here are the basics that you need to know when planning how to cover the costs.

What is FEE‑HELP?

FEE-HELP is a loan scheme that assists eligible fee-paying students to pay all or part of their tuition fees. It cannot be used for additional study costs such as accommodation or textbooks. Essentially, the government provides a loan which you can repay once you start earning above a certain income threshold.

Am I Eligible?

All Torrens University courses (and many other private education institutions) have access to FEE-HELP. As a student, you need to be:

  • an Australian citizen or permanent resident, or
  • Have a tax-file number

How much can I borrow?

Eligible students can borrow up to the FEE‑HELP limit to pay their university tuition fees.

For 2018, the FEE‑HELP limit is $102,392 for most students.

For 2019, the new combined HELP loan limit will be $104,440 for most students.

Alternatives: Scholarships

Often scholarships are not applied for because most students are so worried about their Year 12 scores or other life hassles that they forget to see what’s out there. Don’t be like the others, apply for one! This is a great way to save money on your university fees. 

Why don’t I just pay upfront?

Paying upfront is great if you can afford it. But if you paid upfront for your course and it didn’t provide a job at the end, wouldn’t you feel a little cheated? Also, if educational institutions are going to act more like businesses, shouldn’t you act more like a customer and get what you pay for?

Torrens University Australia offers courses in Business, Design, HealthHospitality and Nursing (through THINK Education) that all enjoy access to FEE-HELP. Learn more at our Fees Assistance page.

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