Graduate Certificate of Financial Planning

Stay competitive with innovative course in financial services industry.

Get a head-start on your Masters of Financial Planning with this Graduate Certificate, which provides a solid grounding in the foundations of financial advice, superannuation and retirement planning, and investments.

This course is both a stand-alone qualification and a pathway to the Graduate Diploma of Financial Planning or the Master of Financial Planning.

Key Study Outcomes:

About the School

This course is delivered by Torrens University Australia Ltd, ABN 99 154 937 005, RTO 41343, CRICOS 03389E.

Read more about Torrens University Australia

Torrens University Australia

Course Delivery

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Workload and Assessment

No. of timetabled hours per week:

The standard academic study pattern for courses is 12 teaching weeks per trimester for three trimesters per year, and 13 weeks of vacation per year. It is expected that students will spend approximately 10 hours of study time per week for each 4 units of coursework (130 hours per subject). These 10 hours include a minimum of 3 hours of structured learning in addition to independent study and assessment tasks.

Typical assessment includes:

Methods of assessment will include a combination of invigilated examinations, online testing, individual assignments, group assignments, project reports, presentations and in-class work.

Subject Information

EPI403 In this subject, students will examine a number of moral frameworks that can be used to analyse ethical issues for individuals, management and organisations. Students will be asked to critically evaluate specific ethical failings of the finance industry, examine the role of codes of conduct and make recommendations. With a focus on reflective practice, students will learn what it means to be professional and maintain integrity throughout their career.

SRP402 In this subject, students will develop an understanding of a range of superannuation and retirement planning concepts. The subject explores the ideology underpinning Australia’s superannuation system and covers topics such as the regulatory environment for superannuation, types of superannuation funds, shifting savings patterns, expatriates, the role that various participants have in the superannuation industry and the fundamental operating procedures of superannuation funds including rules for contributions, withdrawals and investment strategies. Students will also gain an appreciation of the various retirement planning and pension and benefit strategies that are available to Australians.

FPL401 In this subject, students will gain understanding of the financial planning industry in Australia and the role that clients, institutions, financial planners and regulators have with the industry. Students will work through the financial planning process from the initial gathering of data, identification of goals and objectives, risk analysis and client risk profiling. Basic strategies to meet client goals, including debt management will also be outlined along with an in-depth exploration of the role of various documents required in the financial planning process.

INV604 In this subjects, students will gain an understanding of the various asset classes available to retail and wholesale investors. They will learn about the key investment strategies financial planners can use and will develop a working knowledge of the key characteristics of each type of investment (including alternative investments) including their structure, risk profile, return profile and the contribution that each could make to an investment portfolio. The various structures in which investments can be held will also be explored along with the regulatory, taxation and other legal aspects of various investments will also be explored.

REP501 In this subject, student will explore the various risks that clients face in their daily lives and develop an understanding of the tools and techniques available to manage these risks. Students will learn how to undertake a risk needs analysis covering the various risks identified including death, disability, injury and aged care. They will understand the complexity of asset allocation within a client’s strategy. The concept of insurance will be explored with an analysis of various types of insurance contracts including the features of each type of cover, how insurance premiums are developed and the process and practical application of insurance in financial planning. Insurance contracts covering assets such as property will also be examined. Other important estate planning issues such as wills, succession, testamentary trusts, powers of attorney, guardianship and the role of nominating beneficiaries will also be addressed.